Frequently Asked Questions

You can open a saving account with Sohar International through the mobile banking app. Also you may walk into any of the Sohar International branches and complete the formalities of opening an account.

All Residents of Oman (both Omani's and non-Omani) above the age of 18 are eligible to open an account. Accounts for minors may be opened by the parents or the guardian of the minor.

Omani nationals should provide copy of their national ID card. Non-Omani Residents (Expatriates) should provide copy of their passport and resident card. Both should also bring the minimum amount required to open the particular account.

The Sohar account holder can sign up for electronic channels like Sohar International mobile banking and Internet Banking.

A customer needs OMR 200 to open a current account and must maintain a minimum balance of OMR 200 at all times. In case the minimum balance is not maintained, the account will attract a maintenance fee deduction of OMR 2 every month. The account holder is provided with a cheque book and has 24 hour access to the funds through the ATMs. There is a facility for transfer of funds to and from other accounts in Sohar International and monthly account statements will be provided free of cost. The account may also be operated by a third party with a power of attorney.

Personal Financial Solution facilities or loans are available for all Omani nationals and residents who receive a regular income through employment.

Yes. Customers have the option of transferring an existing loan amount with other banks to Sohar International to enjoy the unique features of the Schemes.

• Omani customers - National Id card
• Expatriates - Resident card and passport + copy with valid visa
• Salary certificate from the employer if employed
• Letter of liability from the current bank - if applicable
• Salary statement for the last three / six months stamped by the current bank depending on the type of employer
• Loan statement for the last three months duly stamped by the current bank- if applicable
• Completion of the Loan Application Form

Omani citizens with minimum age 18 and maximum 60, employed in government and in approved private sector companies are eligible for this loan facility while expatriates can benefit from this product towards buying property in designated projects allowed by the law.

The loan amount will be up to Ro 150,000 or 80% of the value of the property whichever is lower. The maximum amount is calculated based on the monthly income and the customer's total ability to pay

The maximum repayment period is 25 years including a grace period of up to 18 months

• Omanis - a copy of Id
• Expatriates - residence card & Passport copy with valid visa
• Completed Loan Application Form
• Liability certificate from existing banks/ or financial institutions/ employer (if any)
• Salary certificate of the applicant/ co-applicant
• Bank statement of the last six months stamped by the bank
• Copy of title deed and krooki (plot)
• Proof of additional income if any
• Original valuation report from one of the bank's approved valuation agencies

For Construction

• Copy of construction agreement signed by the contractor, consultant and owner with the schedule of payment
• Copy of building permit
• Proof of payment contribution to the contractor if any For Purchase
• Purchase agreement and the copy of Id card of the seller
• Proof of down payment to the seller if any