Contact Us
ATM & Branches
Premier
With Premier Lite, Sohar International strengthens its commitment to service, by providing hassle-free banking. We understand that your time is precious, so we prioritize you, by presenting you with a bank account that offers dedicated products and services that bring you real value. Designed to complement your lifestyle, allows this account you to spend more time doing what you love, with the people who matter.
With Premier Lite, you can enjoy discounts and offers on shopping, dining and more at our partner merchants, complimentary lounge access with Lounge Key, concierge services from Visa,* and exclusive access to deals and benefits as they happen straight to your inbox, on our website or through the Sohar International app.
Premier Debit Card
Minimum Salary
700 OMR
Annual Fees
N/A
Rate
N/A
Cash Withdrawal
up to 1,000 OMR per day
Features & Benefits
Instant Platinum Debit Card with discounts & higher withdrawal limit with personalized customer name
Debit Card: ATM cash withdrawal limit of R.O 1,000
Complimentary Credit Card with free annual fees, complimentary lounge access with Visa Airport companion,
Priority service fast-track in branches
Priority queuing over phone banking
Complimentary travel insurance with the Credit Card
Preferential interest rates across all products (cards, loans, insurance)
Special discounts and offers across partner merchants with Debit and Credit Card spends*
Deposits in OMR, UAE dirhams or US dollars.
Internet Banking and Mobile Banking facility
Platinum Credit Card
Features & Benefits
Equipped with Visa 3D Secure
Visa 3D Secure guards you against unauthorized use of your card when making online transactions with additional password authentication for online transactions.
Complimentary 2000 Reward Points
Earn more value for your purchases with the loyalty program.
Fees and Commission
| Primary card annual fee | Free for Life |
| Supplementary Cards | First card is free, any additional card is charged 30 OMR |
| Minimum payment | 5% or OMR 10.500 whichever is higher |
| Finance Charge on purchases per annum (salary transfer to Sohar) | 18% per annum |
| Cash advance Limits | 90% |
| Cash advance fee | OMR 1 + 3% of amount |
| Card replacement fee (Lost Cards) | OMR 10.500 |
| Cancellation fees | Free |
| Late payment fee | OMR 3 + 3% on amount due |
| Over limit fee | OMR 5.250 |
Copy of previous statement
| OMR 5.250 |
Loans
Everyone has a dream –a wonderful wedding, an exotic holiday, plans for higher education… No matter what your dreams are, with Sohar International’s Personal Finance Solutions you can realize them with absolute ease and peace of mind.
Customized to meet your financial needs, facilities are available for personal finance solutions for all Omani residents and nationals receiving regular income through employment or business, as well as for non-resident Omani nationals working or engaged in businesses abroad.
Maximum Tenor of Personal loan will be 10 years and for Housing loan will be 25 year Excluding permissible two EID waivers per year for Personal loan
- Lower monthly installments
- Longer repayment tenures
- Higher loan amounts based on income
- Personal Loan top-up facility to meet additional financial requirements
Eligibility
- This offer is exclusively for the Omani employees of government, semi-government or private sector companies in the bank’s list of approved companies.
- Expatriates can benefit from this product at 6% subject to being an employee from the bank’s list of approved companies.
- Minimum age of availing loan is 18 years.
- Maximum age at the time of loan maturity is 60 years.
- The promotion is applicable for Omani customers (only new customers) with minimum salary of OMR 400.
- Debt Service Limits would be as per CBO guidelines (50% for customers without Housing Loan & 60% for customers having Housing Loan).
- Applicable for salary customers employed in Sohar International’s approved list of companies
- Premature closure of loan accounts would be as per CBO guidelines
Documents required
- Omani customers - National ID card
- Expatriates - Resident card and passport + copy with valid visa
- Salary transfer letter from employer if employed
- Letter of liability from current bank - if applicable
- Salary statement for the last three months stamped by the current bank
- Completed Loan Application Form
| Govt and Semi Govt | Private | |
|---|---|---|
| Omanis new Personal loan and housing and Additional Loan | 4.50% | 4.75% |
| Expat new Personal Loan and housing and Additional Loan | 6.00% | 6.00% |
Realise Your Dreams
Everyone has a dream –a wonderful wedding, an exotic holiday, plans for higher education. No matter what your dreams are, with Sohar International’s Personal Finance Solutions you can realize them with absolute ease and peace of mind.
Customized to meet your financial needs, facilities are available for personal finance solutions for all Omani residents and nationals receiving regular income through employment or business.
- 10 years Maximum tenor
Unique features and benefits
Lower monthly installments
Longer repayment tenures
Higher loan amounts based on income
Loan top-up facility to meet additional financial requirements
Life Insurance cover at affordable premium rates
Interest Rate Details
| Salary Range (OMR) / Employer | Govt & Semi Govt (Omani) | Govt & Semi Govt (Non-Omani Residents) | Private (Omani) | Private (Non-Omani Residents) |
|---|---|---|---|---|
| 700 – 2,999 | 4.50% | 6.00% | 4.75% | 6.00% |
Documents Required For a Personal Loan
- Omani customers - National ID card
- Expatriates - Resident card and passport + copy with valid visa
- Salary certificate from employer if employed
- Letter of liability from current bank - if applicable
- Salary statement for the last three months stamped by the current bank
- Completed Loan Application Form
Expect more
With Sohar International’s Personal Finance Solutions, you also have the option of transferring your existing loan amounts with other banks to Sohar International in order to utilize on our longer repayment tenures. Moreover, our comprehensive Life Insurance cover ensures that your family is protected from the repayment liability in case of any unfortunate event during the loan tenure.
The promotion is applicable for Omani customers (only new customers) with minimum salary of OMR 400.
Maximum Tenor of Loan will be 10 years (Excluding permissible two EID waivers per year).
Debt Service Limits would be as per CBO guidelines (50% for customers without Housing Loan & 60% for customers having Housing Loan).
Applicable for salary customers employed in Sohar International’s approved list of companies.
Premature closure of loan accounts would be as per CBO guidelines.
Attractive interest rate from Sohar Housing Loan
Are you planning on buying a property or land? Are you looking for a home financing solution with a lower interest rate? If your answer is yes, visit any of Sohar International branches or contact the call center to get the best property financing solutions.
Up to 90%
Amount of property value financed
25 years
Maximum loan tenor
You can benefit from Sohar Housing Loan Home Solutions for:
Construction of residential property
Purchase of residential property
Purchase of residential land
Transfer of existing home loan from other banks
Product features:
Lower interest rate
Sohar Housing Loan offer the lowest interest and insurance premium in the market and the lowest monthly installments.
Finance up to 90% of the property value
There is also a facility to avail finance home furnishings as part of the home loan.
Grace period up to 18 months for Construction of residential property
Low monthly installments
Loan tenor up to 25 years
Life insurance coverage options
Eligibility
- This offer is exclusively for the Omani employees of government, semi-government or private sector companies in the bank’s list of approved companies.
- Expatriates can benefit from this product towards buying property in designated projects allowed by the law.
- Minimum age of availing loan is 18 years. Maximum age at the time of loan maturity is 60 years.
Interest Rate Details
| Salary Range (OMR) / Employer | Govt & Semi Govt (Omani) | Govt & Semi Govt (Non-Omani Residents) | Private(Omani) | Private(Non-Omani Residents) |
|---|---|---|---|---|
| 700 – 2,999 | 4.50% | 6.00% | 4.75% | 6.00% |
Terms and conditions
- The loan amount may not exceed 90% of the value of the property.
The maximum loan amount will be calculated based on the monthly income and the customer's total ability to pay
- The maximum period is 25 years including a grace period of up to 18 months.
Required documents
For buying property
- Omanis - a copy of ID
- Expatriates - residence card & Passport copy with valid visa
- Completed Loan Application Form
- Liability certificate from existing banks/ or financial institutions/ employer (if any)
- Salary certificate of the applicant/ co-applicant
- Bank statement of the last six months stamped by the bank
- Copy of title deed and krooki
- Proof of additional income if any
- Original valuation report from one of the bank's approved valuation agencies
For Construction
- Copy of construction agreement signed by the contractor, consultant, and owner with schedule of payment
- Copy of building permit
- Proof of payment contribution to contractor if any For Purchase
- Purchase agreement and the copy of Id card of the seller
- Proof of down payment to a seller if any
Current Account
A regular banking account that allows the customer to transact all their financial operations in an efficient manner.
Features and benefits :
Account can be opened in OMR & any other major FCY (USD, AED, GBP and Euro).
No Interest on current account
Current accounts are accounts with cheque book facility
Minimum balance required to be maintained in current account is RO 200 or equivalent other FCY.
24/7 account access to ATMs across Oman in addition to Mobile, Internet Banking and call center.
Monthly e-statement, which helps the customer to reconcile their day-to-day transactions.
Eligibility
- Available for individuals from all segments except minors.
Documents required to open a current account
- Omani nationals should provide copy of their national ID card.
- Non-Omani Residents (Expatriates) should provide copy of their passport and resident card.
- Both should also bring the minimum amount required to open the particular account.
Customer should either have a savings or a current account with a minimum monthly salary of RO 700 or a minimum deposit of RO 10,000 (or its equivalents in AED or USD).
- Instant branded platinum debit card.
- Worldwide acceptance of Premier Lite platinum debit card.
- ATM withdrawal limit of RO 1,000.
- Complementary Platinum credit card (free for first year).
- Special discounts at partnered merchants.
- Easy Payment Plan for transaction on credit card (0% Interest with flexibility in repayment of 3,6, or 12 months)
- E-Banking and Mobile Banking facilities
- Preferential rates across other financial products*
Premier Lite account holders enjoy priority service at branches and call center
- Access to 1,000+ airport lounges in more than 300 cities around the world.
- Access to Muscat and Salalah airport Lounges with Premier Lite debit card.
- 24/7 concierge service (Assistance in dining reservations, travel arrangements, booking flights, booking hotels , car rental, arranging sending flowers, and sending gifts
- Access to Entertainer offers in Qatar, Kuwait, Bahrain, Oman, Lebanon and Jordan.
- Buy one get one free offers in select restaurants
- Contactless debit and credit card.
- Copy of ID card for Omanis
- Copy of resident card, passport, and valid visa for expats.
- Salary assignment certificate or deposit in the mentioned account.