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From traveling to dining to shopping and more, Zahiya Visa Platinum lets you enjoy a host of attractive lifestyle privileges and experiences.
Celebrate more with bigger rewards. Enjoy more of the finer things you love with Zahiya Visa Platinum rewards and privileges.
18%*
Interest rate
Free
for life
Annual fee
400
OMR
Minimum salary
Features & Benefits
Equipped with Visa 3D Secure
Visa 3D Secure guards you against unauthorised use of your card when making online transactions with additional password authentication for online transactions
Complimentary 2000 Reward Points
Earn more value for your purchases with the loyalty program.
Lounge Access
Free 6 Visits to 25 lounges (customer will pay for any additional visits / accessing ineligible lounges)
24/7 Global emergency assistance
Easy installment plan (3, 6, 12 or 24 months) with 0% interest. T&C apply
- 18% interest rate for the first year onwards (T&C apply)
Fees and commission
| Description | |
|---|---|
| Primary card annual fee | Free for Life |
| Minimum payment | 5% or OMR 10.500 whichever is higher |
| Finance Charge on purchases per annum (salary transfer to Sohar) | 18% |
| Cash advance Limits | 90% |
| Cash advance fee | OMR 1 + 3% of amount |
| Card replacement fee (Lost Cards) | OMR 10.500 |
| Cancellation fees | N/A |
| Late payment fee | OMR 3 + 3% on amount due |
| Over limit fee | OMR 5.250 |
Copy of previous statement
| OMR 5.250 |
| Returned cheque fee | OMR 15.750 |
| Foreign Currency Transactions Processing Fee | 2.5% of transaction amount + 5% VAT |
The most comprehensive insurance cover in the market
- Zero Lost card liability
- Purchase Protection
- Extended Warranty
Terms & Conditions
The issuance and use of the Sohar International Bank SAOG Platinum Credit Card shall be governed by and subject to the Terms and Conditions set out hereinafter and such Terms and Conditions shall remain binding on the Cardholder unless otherwise amended by the Bank in accordance with the Terms and Conditions of this Agreement:
“Agreement” means these Terms and Conditions and any amendments thereto.
“Bank” means Sohar International Bank SAOG and its successors and assigns.
“Card” means the credit card issued to a Cardholder by the Bank.
“Card Account” means the account maintained by the Bank for debiting all Card Transactions entered into by the Cardholder together with interest, fees, and other Card Charges.
“Cardholder” means the Principal Cardholder and the Supplementary Cardholder(s).
“Card Charges” means any fees and commission payable by a Cardholder to the Bank in respect of a Card as set out in the Schedule of Fees and Commission and notified by the Bank to the Cardholder from time to time, including, without limitations, the amount incurred by the Cardholder on each Card Transaction, interest, service charges, late payment fees, Overlimit Fees, Cash advance Charges subscription, renewal fees and replacement fees.