Credit Cards Required Documents & Eligibility

Applies to: Omani and expatriate customers

A. New Credit Card Application

Eligibility Criteria

  • Omani and expatriate customers
  • Employed by a bank-approved employer

Document Requirements

Omani ApplicantExpatriate Applicant

Identity documents
Civil ID


Employment documents
Salary Transfer Letter (STL)

Identity documents
Resident Card
Passport copy (valid visa)


Employment documents
Salary Transfer Letter (STL)
Salary credited to the account for the last 3 months

B. Supplementary Credit Card: 

Shared Limit:

ApplicantsDocuments
Omani ApplicantCivil ID (primary cardholder)
Civil ID (supplementary cardholder)
Customer Request Letter
Expatriate ApplicantResident Cards (primary and supplementary cardholders)
Passport copies with valid visas (primary and supplementary cardholders)
Customer Request Letter

Separate Limit:

ApplicantsDocuments
Omani ApplicantCivil ID (primary cardholder)
Civil ID (supplementary cardholder)
Customer Request Letter
Salary Transfer Letter (STL)
Expatriate ApplicantResident Cards (primary and supplementary cardholders)
Passport copies with valid visas (primary and supplementary cardholders)
Customer Request Letter
Salary Transfer Letter (STL)

C. Credit Limit Increase

ApplicantsDocuments
Omani ApplicantCivil ID
Salary Transfer Letter (STL)
Customer Request Letter
Expatriate ApplicantResident Card
Passport copy (valid visa)
Salary Transfer Letter (STL)
Customer Request Letter

D. Card Upgrade / Downgrade

ApplicantsDocuments
Omani ApplicantCivil ID
Salary Transfer Letter (STL)
Customer Request Letter
Expatriate ApplicantResident Card
Passport copy (valid visa)
Salary Transfer Letter (STL)
Customer Request Letter