Zero Charges , Exclusive Rewards

Free Transfers and Rewards Await You with Sohar International Mobile Banking App.
Start making your local, online transfers now with zero fees, and additionally earn extra reward points on your local transfers.
Earn extra reward points on your local transfers. 

Sohar international

Offer Valid Until:

30 September 2026  

Terms and Conditions

Terms & Conditions for Free Account-to-Account Transfers via Mobile Banking promotion

These Terms & Conditions govern the use of Sohar International (“SIB”) Mobile Banking Application (“App”) for initiating account-to-account fund transfers within Oman, including:  

  • Transfers to bank accounts held at other licensed banks in the Sultanate of Oman (inter-bank transfers) or within Sohar International. 

1. Promotional Fee Waiver

  • All eligible transfers initiated via the App shall be exempt from applicable service fees for a period of twelve (12) months from the Effective Date.  
  • The waiver applies exclusively to retail individual customers.  
  • Upon expiry of the promotional period, standard fees shall apply in accordance with SIB’s publicly available Schedule of Charges.
  • Eligible Transfers shall be defined as transfers to accounts at other licensed banks in Oman, excluding international remittances, transfers within SIB, and transfers to own accounts. 

2. Rewards Points Incentive

  • Customers shall be entitled to ten (10) SIB Rewards Points per qualifying transfer executed via the App.  
  • Points shall be credited within 60 business days following transaction completion.  
  • This incentive is subject to the prevailing SIB Rewards Program Terms & Conditions.
  • Rewards points are limited to a maximum of ….. per customer per month. 
  • Redemption requires a minimum of 500 points, in multiples of 500 points. 
  • For every 500 points redeemed, customers will receive a cash credit equivalent to 1% (i.e 500 baisa per 500 points) in their
  • SIB account.
  • Transactions excluded from this promotion: 
  • International remittances
  • Transfers to own accounts in Sohar international

3. Authentication and Security

  • All transfers must be authenticated using secure login credentials, including but not limited to biometric verification, one-time passwords (OTP), or secure PIN.  
  • Customers are solely responsible for safeguarding their login credentials and device access.  
  • SIB shall not be held liable for unauthorized transactions resulting from customer negligence.

4. General Provisions

  • These Terms & Conditions are governed by the laws and regulations of the Sultanate of Oman.  
  • All transactions are subject to CBO AML/CFT guidelines. SIB reserves the right to review, block, or delay transactions to comply with applicable laws and regulations.
  • SIB reserves the right to amend, suspend, or terminate this offer at its sole discretion, subject to prior notice.  
  • Use of the App constitutes acceptance of these Terms & Conditions.

5. Governing Law and Jurisdiction

  • These terms and conditions are governed by the laws and regulations of the Sultanate of Oman. 
  • Any disputes shall be subject to the exclusive jurisdiction of the competent courts of the Sultanate of Oman.