Sohar International

Marriage Loan

Take your next step with confidence through Sohar International’s Marriage Loan, designed to support young Omanis as they embark on a new chapter in life. 
Enjoy interest rate of 0% and a simple application process on visiting your nearest Sohar International Branch.

Features

0%

Interest rate

2000

OMR

Max. amount

24

months

Max. tenure

Are you interested?

Send your details

Zahiya Gift for the Bride:

Upon the wife opening a Zahiya Account, she will get up to 5% cashback on her shabka deposit of 1000 OMR and above;

  • OMR 50 cashback credited to her account (First 100 customers to apply for the marriage loan)
  • OMR 10 cashback credited to her account (Next 200 customers to apply for the marriage loan)
     

Eligibility Criteria:

  • First marriage (Omani husband & Omani wife)
  • Official proof of first marriage (Notary Public certification)
  • Minimum salary: OMR 400
  • Employer must be on Sohar International’s approved list
  • Salary transfer to Sohar International is mandatory
  • The wife must open a “be Zahiya” account at Sohar International

Documents Required

  • National ID of both husband and wife
  • Salary certificate and transfer letter
  • Official proof confirming of first marriage, certified by the Notary Public
  • Wife bank account opened with Sohar International

Terms and Conditions

  • 0% interest applies to the first 1,600 customers to apply at Sohar International
  • Marriage taken place within last 3 months 
  • Men are only eligible to apply for the loan
  • Salary to be transferred to Sohar International
  • The wife to open an account with Sohar International
  • Loan application as per regular banking terms and conditions
  • No waivers applicable during Eid

FAQ

The Marriage Loan is a special financing product designed to support Omani male customers only for their first marriage with easy repayment and 0% interest.

The maximum loan amount is OMR 2,000.

No. The loan is offered at 0% interest.

The maximum repayment period is 24 months.

The customer must meet the below criteria:

  • First marriage only 
  • Omani husband and Omani wife
  • Minimum salary of OMR 400
  • Employer must be on Sohar International’s approved list
  • Salary must be transferred to Sohar International
  • Wife must open a “be Zahiya” account with Sohar International 

Customers must provide:

  • Valid ID cards
  • Salary certificate (if required)
  • Official proof of first marriage certified by the Notary Public
  • Any additional documents requested by the Bank
  • Proof of wife Be Zahiya account opened.

No, The marriage loan is only applicable for customers whose marriage took place within the last 3 months.

Yes. Salary transfer to Sohar International is mandatory to avail the loan.

Yes. The wife must open a  “be Zahiya” account with Sohar International.

No. The loan is available only for first marriage cases.

Customers can apply through Sohar International branches or any approved sales channel

Yes. Existing customers can apply if they meet all eligibility criteria.

Yes. All applications are subject to the Bank’s normal DBR and credit assessment criteria.

No. All applications remain subject to the Bank’s approval process, internal policy, and credit assessment.

Yes. The loan can be used for marriage-related expenses as per the customer’s needs.

The customer will not be eligible for the Marriage Loan, as salary transfer is mandatory.

It is a joint campaign for all newly weds who deposit the zahba/shabka/mehr gift amount on “be Zahiya” debit card will get the first gift on us with free cash. 

The marriage application loan has the requirement of a zahiya account opened. When depositing 1000 OMR or more for the marriage gift it in the account, it qualifies the customer to get up to 5% cashback gift.

  • First 100 eligible customers: OMR 50 cashback credited to their account
  • Next 200 eligible customers: OMR 10 cashback credited to their account